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Sunday, December 9, 2012

HOME LOANS IN DEUTSCHE BANK


Home Loans in Deutsche Bank
I Think deutsche bank is one of the best bank’s in all to get a home loans.  Because deutsche bank offering you best home loans and interest rates and most important in today that is easy installments.  When I will decide to construct or purchase a new house/flat I am going with our deutsche bank.

A Wide range of loans for your dream home available in Deutsche Bank Details are below.

Deutsche Bank offer more for your home if you’re dreaming about a home of your own, Deutsche Bank is just the partner your need.  Deutsche Bank have a complete understanding of different housing need persons.  Deutsche Bank all efforts work towards bringing to your dream home within your reach.

The advantages of Deutsche Bank Home Loan is whether its purchasing a new house, moving from a rented property to your own, or renovating your existing home, Deutsche Bank has a wide range of home loans that are specific to your needs.  The loan amounts range from Rs.2,50,000 to 2 Crores and the tenure is from 5 years to 20 years.  You can choose between a fixed and floating interest rate for the loan.  Also, with attractive interest rates and savings on taxes, a Deutsche Bank home loan gives you complete peace of mind.

Eligibility for a Deutsche Bank home loan.
·        Minimum Age to Salaried and Self employed persons is 23 years.
·        Maximum Age to Salaried person 65 years or retirement, whichever is earlier and Self employed persons is 65 years.
·        Minimum Gross Annual Income is Salaries and Self employed persons is Rs.1,00,000.
·        Minimum Stay at current residence address is Salaried and Self employed persons is 1 years.
·        Total work or business experience to salaried person 2 years (for loans up to Rs.1 Crore) 4 Years for loans greater than 1 crore.  And Self employed 2 years (for loans up to Rs.1 Crore) 5 Years for loans greater than 1 crore.
·        Telephone Land Line is most important for both residence and offices for Salaried person and Self employed person.

Necessary Documentation for Deutsche Bank Home Loan :
·        For Salaried Persons Salary Slip of last one month or latest salary certificate showing all deductions and loan out standings, Form No.16, HR Certificate showing all allowances and reimbursements and Copy of Bank Statement (Main Account) for last 6 months.
·        For Self Employed persons Income Tax Returns for last 2 years, Profit and Loss Account along with computation of income and Balance Sheet for last 2 years, duly certified by a C.A., Proof of business continuity for last 3 years and Copy of bank statement (main account) for last 6 months) or short note on the nature of business, form of organization, clients and suppliers etc.
·        Photo Identity to Salaried and Self employed persons are below :
Passport, Photo Pan Card, Defence/Govt. ID Card, Voter’s ID Card, Driving Licence. (any two)
·        Photo Signature Verifications to Salaried and Self employed persons are below :
Passport, Banker’s Certificate, Pan Card or Driving Licence. (any One)
·        Age Proof to Salaried and Self employed persons are below :
Passport, Voter’s ID Card, Birth Certificate, Pan Card, Life Insurance Policy or Driving Licence. (any One)

Going beyond your housing needs
Flexi Option : Combination of Fixed and floating interest Rates.
Step Up / Down Option : Flexible repayment option that makes you eligible for higher loan amounts.

Compare with any other bank those are giving home loans then believe it. Because easy processing, every one can afford home loans in deutsche bank. I will believe it are you ?   
(06-12-2012)

For More details :
Please Contact to Deutsche Bank nearest Branch.
Call to 6601 6601

1 comment:


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