ICICI PRUDENTIAL PRODUCTS

Products Profile ICICI Prudential :
Insurance Solutions for Individuals :
ICICI Prudential Life Insurance offers a range of innovative, customer –centric products that meet the needs of customers at every life stage. It products can be enchanced with up to 4 riders, to create a customized solution for each policyholder.

Savings and Wealth Creation Solutions:
Cash plus is a transparent, feature-packed savings plan that offers 3 levels of protection as well as liquidity options.

Save ‘n’ protect is a traditional endowment savings plan that offers life protection along with adequate returns.

Cash Bank is an anticipated endowment policy ideal for meeting milestone expenses for a child’s higher education or purchase of an asset. It is available for terms of 15 and 20 years.

Life Time Super & Life Time Plus are unit – linked plans that offer customers the flexibility and customers the flexibility and control to customize the Policy to meet the changing needs at different life stages. Each offer 4 fund options preserver, protector, Balancer and Maximiser.

LifeLink Super is a single premium unit linked insurance plan which combines life insurance cover with the opportunity to stay invested in the stock market.

Premier Life Gold is a limited premium paying plan specially structured for long-term wealth creation.

InvestShield Life New is a unit linked plane that provides premium guarantee on the invested premiums and ensures that the customer receives only the benefits of fund appreciation without any of the risks of depreciation.

InvestShield Cashbak is a unit linked plan that provides premium guarantee on the invested premiums along with protection Solutions.

Life Guard is a protection plan, which offers life cover at low cost. It is available in 3 options – level term assurance, level term assurance with return of premium & single premium.

Home Assure is a mortgage reducing term assurance plan designed specifically to help customers cover their home loans in a simple and cost-effective manner.

Child Plans:
Education insurance under the smartkid brand provides guaranteed educational benefits to a child along with life insurance cover for the parent who purchases the policy. The policy is designed to provide money at important milestones in the child’s life Smartkid plans also available in unit-linked form – both single premium and regular premium.

Retirement Solutions:
ForeverLife is a traditional retirement product that offers guaranteed returns for the 4 years and then declares bonuses annually.

Life time super pension is a regular premium unit linked pension plan that helps one accumulate over the ling term and offers an annuity option (guaranteed income for life) at the time of retirement.

Life link super pension is a single premium unit linked pension plan.

Immediate Annuity is a single premium annuity product that guarantees income for life at the time of retirement. It offers the benefit of 5 payout options.

Health Solutions:
Health Assure and Health Assure Plus: Health Assure is a regular premium plan which provides long term cover against 6 critical illnesses by providing policy holder with financial assistance, irrespective of the actual medical expenses. Health Assure Plus offers the added advantage of an equivalent life insurance cover.

Cancer care: is a regular premium plan that pays cash benefit on the diagnosis as well as at different stages in the treatment of various cancer conditions.

Diabetes care: Diabetes Care is the first ever critical illness product specially for individuals with Type 2 diabetes. It makes payments on diagnosis on any of 6 diabetes related critical illnesses, and also offers a coordinated care approach to managing the condition. Diabetes care Plus also offers life cover.