About Policy :
Bajaj Allianz Insurance Company Limited introduced the new policy that is related to health that is Family Care First Insurance Plan.
Insurance Details :
Bajaj Allianz Family Care First Insurance Plan minimum age of entry is 18 and maximum 56 years for a new policy & 71 for a renewed policy, 50 years if health critical illness rider is opted for primary members only.
For parents minimum age of entry 18 and maximum 61 years for a new policy and 71 for a renewed policy.
For children minimum age of entry it is starting from 3 months to 18 years maximum.
Sum Assured :
Minimum Sum assured is Rs.1,50,000/-, if policy is taken by an individual, for family without parents whose primary member is less than 46 years of age. And maximum sum assured is Rs.10,00,000/-. For family with parents sum assured is Rs. 2,50,000/-.
Max Age at risk cover expires :
74 years for primary members, Spouse of primary member and parents.
21 years for children.
65 years if Health Critical Illness Rider is opted for that.
Policy Term :
Minimum Policy Term is 3 years it is compulsory. 3 year premium guarantee for each policy term. Coverage from 3 months to age 74 with guaranteed renewals. Cash less service Facility in leading hospitals across the country.
Hospitalisation Cover :
Following expenses incurred during the hospitalization for in patient treatment would be covered under the policy (for atleast continuous period of 24 hours).
Room Rent and Boarding expenses
Nursing expenses
Doctor’s fees.
Operation theatre charges.
Cost of Anesthesia, Blood, Oxygen, Medicines and Drugs, Diagnostic Materials, X-Ray, Surgical Appliances, any disposable surgical consumables, dialiysis, radiotherapy, Artificial Limbs, stents and implants, and pacemaker.
Day care Treatment :
The plan covers 125 illnesses or procedures as mentioned below wherein you don’t need to be hospitaliased for at least 24 continuous hours, it will be considered as proper hospitalization :
Surgical debridement of wound
Therapeutic Ascitic Tapping.
Aspiration of hematoma.
Sclerotherapy.
Dilation of digestive tract strictures.
Endoscopic Ultrasonography and biopsy.
Direct Laryngoscopy with biopsy.
Mastoidectomy.
Quinsy drainage.
Removal of tympanic drain.
Incision of mastoid and middle ear.
Therapeutic Phlebotomy.
Chemotherapy.
Radiotherapy.
Renal angioplasty.
Tumor embolisation.
Lithotripsy.
Hydrocele surgery.
Orchidectomy.
Foreign body removal from lens of the eye.
Resection of Salivary duct.
Coronary Angiography.
Genital Surgery.
Laparoscopic therapeutic surgeries and many more.
Tax Benefits :
The premium paid under this plan will be eligible for tax benefits under section 80D of the Income Tax Act, 1961.
And you have 15 days fee look period also.
Benefits :
Free from Pre of Post Hospitalisation expenses.
Reimbursement of Ambulance Expenses.
Choice to include Spouse, Children and Parents.
Guaranteed Renewability up to age 74 years.
Premium Discount on every renewal (currently it is 15%).
Hospitalisation Cover or reimbursement of 95% of expenses.
Cashless service facility in leading hospitals across the country.
Increase in sum assured @ 5% as No Claim Bonus.
140 Day care procedures covered.
If you want to purchase this policy please contact your nearest Bajaj Allianz Life Insurance Branch or contact me on : +91-98860-43598.
Bajaj Allianz Insurance Company Limited introduced the new policy that is related to health that is Family Care First Insurance Plan.
Insurance Details :
Bajaj Allianz Family Care First Insurance Plan minimum age of entry is 18 and maximum 56 years for a new policy & 71 for a renewed policy, 50 years if health critical illness rider is opted for primary members only.
For parents minimum age of entry 18 and maximum 61 years for a new policy and 71 for a renewed policy.
For children minimum age of entry it is starting from 3 months to 18 years maximum.
Sum Assured :
Minimum Sum assured is Rs.1,50,000/-, if policy is taken by an individual, for family without parents whose primary member is less than 46 years of age. And maximum sum assured is Rs.10,00,000/-. For family with parents sum assured is Rs. 2,50,000/-.
Max Age at risk cover expires :
74 years for primary members, Spouse of primary member and parents.
21 years for children.
65 years if Health Critical Illness Rider is opted for that.
Policy Term :
Minimum Policy Term is 3 years it is compulsory. 3 year premium guarantee for each policy term. Coverage from 3 months to age 74 with guaranteed renewals. Cash less service Facility in leading hospitals across the country.
Hospitalisation Cover :
Following expenses incurred during the hospitalization for in patient treatment would be covered under the policy (for atleast continuous period of 24 hours).
Room Rent and Boarding expenses
Nursing expenses
Doctor’s fees.
Operation theatre charges.
Cost of Anesthesia, Blood, Oxygen, Medicines and Drugs, Diagnostic Materials, X-Ray, Surgical Appliances, any disposable surgical consumables, dialiysis, radiotherapy, Artificial Limbs, stents and implants, and pacemaker.
Day care Treatment :
The plan covers 125 illnesses or procedures as mentioned below wherein you don’t need to be hospitaliased for at least 24 continuous hours, it will be considered as proper hospitalization :
Surgical debridement of wound
Therapeutic Ascitic Tapping.
Aspiration of hematoma.
Sclerotherapy.
Dilation of digestive tract strictures.
Endoscopic Ultrasonography and biopsy.
Direct Laryngoscopy with biopsy.
Mastoidectomy.
Quinsy drainage.
Removal of tympanic drain.
Incision of mastoid and middle ear.
Therapeutic Phlebotomy.
Chemotherapy.
Radiotherapy.
Renal angioplasty.
Tumor embolisation.
Lithotripsy.
Hydrocele surgery.
Orchidectomy.
Foreign body removal from lens of the eye.
Resection of Salivary duct.
Coronary Angiography.
Genital Surgery.
Laparoscopic therapeutic surgeries and many more.
Tax Benefits :
The premium paid under this plan will be eligible for tax benefits under section 80D of the Income Tax Act, 1961.
And you have 15 days fee look period also.
Benefits :
Free from Pre of Post Hospitalisation expenses.
Reimbursement of Ambulance Expenses.
Choice to include Spouse, Children and Parents.
Guaranteed Renewability up to age 74 years.
Premium Discount on every renewal (currently it is 15%).
Hospitalisation Cover or reimbursement of 95% of expenses.
Cashless service facility in leading hospitals across the country.
Increase in sum assured @ 5% as No Claim Bonus.
140 Day care procedures covered.
If you want to purchase this policy please contact your nearest Bajaj Allianz Life Insurance Branch or contact me on : +91-98860-43598.
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