SERVICES IN KARNATAKA BANK

HONEY DEPOSITS (HD) (at select branches)

This account is ideally suited to Traders, Shop Keepers, Doctors, Lawyers, Industrialists and others having daily or weekly income. Contributions are collected by the Honey Deposit Canvasser of the branch free of charge. The depositors can also directly credit the amount to their respective Honey Deposit account. As a matter of policy, In case of cessation of the services of the existing HD canvasser of the branch, for whateever reason, the bank does not undertake to make alternative arrangement for collection of the daily/weekly contributions, at door step.

ABHYUDAYA CASH CERTIFICATE (ACC):

Ideal for those who do not need periodical interest. Interest is compounded on quarterly rests.

CUMULATIVE DEPOSIT ACCOUNT (CD):

This scheme is suitable to those who are having fixed monthly income. In this scheme the depositor can contribute a fixed sum on monthly basis over a stipulated period.

FIXED DEPOSIT ACCOUNT (FD):

This is ideal for those who desire to have periodical income by way of interest on their funds. Minimum Amount of deposit Rs. 100 and in multiples of Rs. 10 thereafter. Maximum amount- No Limit. If the amount to be deposited on a single day is Rs. 50,000/- or more, then the depositor either shall furnish PAN or shall give declaration letter in F.No. 60 (for Non-agriculturists)/ F.No. 61 (for agriculturists) in triplicate.

SOUBHAGYA DEPOSIT:

In this deposit scheme, the depositor can withdraw the funds as and when required, in blocks of Rs. 1,000/- each, without closing the account. Interest not payable in case of units withdrawn before completion of 15 days block.

KBL-TAX PLANNER-FD and KBL-TAX PLANNER-ACC:

The schemes provide dual benefits of high returns and tax exemption under Section 80 © of the Income Tax 1961. The salient features of the new Deposit schemes are Minimum Rs. 100/- and multiples thereof and maximum Rs. 1, 00,000/-. Period of investment is for 5 years only.

General Managers:

Shri. K.H Shivaswamy

Shri. P. Jairama Hande

Shri. N. Upendra Prabhu

Shri. B. Ashok Hegde

Shri. M.V.C.S. Karanth

Deputy General Managers:

Shri. V.M. Samaga

Shri. B. Vittal Rao

Dr. Meera Laetitia B. Aranha

Shri. K.G. Ramesh Rao

Shri. V.N. Manohar

Shri. I. Santhosh Kumar

Shri. Raghurama

Shri. S. Anandarama Adiga

Shri. M. Raghavendra Bhat

Shri. M.S. Mahabaleshwar Bhat

Shri. Ramachandra Bhat

Shri. M.V. Mohan

Shri. G.T. Hegde

BANKING SERVICES PROVIDED BY KARNATAKA BANK

ATM Service

Karnataka bank 24 hours ATM network is one of the largest and most wide spread ATM network in India Karnataka banks ATM are located in commercial areas residential localities, major petrol pumps, air ports, near railway stations and other places which are conveniently accessible to the customers Karnataka Bank ATM’s features uses friendly graphic screens with easy to follow instruments. The bank has introduced ATM which interact with customers in their local language for increased connive.

Mobile Banking Services

Karnataka Bank offers mobile banking facility to all banks, credit card and demates Customers. Karnataka banking mobile banking enables its customers to bank mobile on the move.

Online Demat Services

Karnataka bank demat services boasts of an ever- growing customer base of over lakhs account holders, In their continuous endeavor to offer best of the class services to their customers they offers the following features.

Online access to his/her demat account the Customers can check their holdings

transaction, details of bills and status of requests and much more.

Digitally signed transaction statement by e-mail.

Corporate benefit.

E-instruction facility- facility to transfer securities 24 hours a day 7 days a week.

Internet Banking Services

Bill Payment

Karnataka Bank internet Banking is the most convenient channel to manage and pay the bills anytime, any where, No more hassles of personally visiting the Biller to pay the bills. Its free for all the customers the bank has enabled the billers in following two modes.

1. Presentment Type Biller: for these billers, the bill amount and due date will be presented to them online on http://www. Karnatakabank.com/ and a reminder will be sent to their on e-mail.

2. Payment type Biller:

For these billers the customers can register and pay any amount immediately.

3.Online shopping

Karnataka Bank has tied up with move than 75 organizations to facilitate online shopping for all its internet banking customers. The customers have to choose their products online and pay conveniently through Karnataka Bank internet Banking Service.

4.Ticket Booking

The Customers can now book their Railways and Air ticket online the customer’s can now buy their tickets online and pay using the bank’s internet banking facility. Karnataka bank has tied up with IRCTC (for Railway ticket booking and Air lines) for air ticket booking.

The salient features of the facility are as under:

All Internet banking customer can use the facility

For booking tickets, please visit www.karnatakabank.com. In (for railway tickets)

and httd: //www.karnatakabank.com.(for air ticket ) select your journey date and

other details.

On payment option, select Karnataka Bank for making the payment. The

customer will be redirect to secured login page of Karnataka bank after logging

on to the site the customer can see his / her displayed payment amount and

payee details.

The customer will be required to confirm the transaction. The entering transaction

password on successful authentication. The customer’s bank account will be

immediately debited and payment confirmation number

Will be provided within some time the customer will also receive online conformation.